How long do I have to work to qualify for SSDI in Connecticut?

By Hogan Smith

Updated 12/03/2025


How long do I have to work to qualify for SSDI in Connecticut? To qualify for Social Security Disability Insurance (SSDI) in Connecticut, you must have worked long enough to earn sufficient work credits through paying Social Security taxes. Generally, you need 40 credits, with 20 earned in the last 10 years, but exact requirements vary depending on your age at disability onset. The determination focuses on your work history and how many credits you've accumulated to establish eligibility.

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Step 1: Understand Work Credits

SSDI eligibility in Connecticut depends on:

  • Work credits earned by paying Social Security taxes during your employment.
  • Number of credits required varies with age at disability.
  • Generally, adults need 40 credits, with half earned in the last 10 years.
Step 2: Consider Your Age

Your age when your disability starts affects:

  • Younger workers may qualify with fewer work credits.
  • Older workers typically need to meet the full credit requirements.
  • The SSA uses age brackets to determine exact credit thresholds.
Step 3: Calculate Your Work History

Review your record to ensure:

  • You have contributed to Social Security through multiple jobs.
  • Your earnings meet minimum thresholds for credit accumulation.
  • Credits are reported consistently and accurately to SSA.
Step 4: Confirm Disability Duration

To qualify, your disability must:

  • Be expected to last for at least or be terminal.
  • Be verified through medical evidence.
  • Prevent you from performing substantial gainful activity.
Step 5: Know SSA’s Review Process

The Social Security Administration will:

  • Verify your credited work history.
  • Assess medical documentation confirming your disability.
  • Evaluate your ability to work based on your condition.

How Hogan Smith Can Help

At Hogan Smith, we assist Connecticut residents by:

  • Evaluating your work history to determine if you have enough qualifying credits for SSDI.
  • Helping you understand how your age at disability onset affects required work credits.
  • Gathering and organizing your employment records to support your application.
  • Navigating the SSA application process to maximize your SSDI eligibility.

Contact Hogan Smith Today

If you’re unsure about how long you must work to qualify for SSDI in Connecticut, contact Hogan Smith today for a free consultation. Our experienced team will review your work credits and guide you smoothly through the SSDI qualification process.


Further Reading

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Updated February 10, 2025

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Updated February 10, 2025

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Updated February 10, 2025

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