If you live in Connecticut and are unable to work due to a disability, you may be eligible for Social Security Disability Insurance (SSDI) benefits. These benefits provide essential financial support, but the process of starting a claim can feel overwhelming. Understanding the steps involved will help you avoid delays and increase your chances of approval.
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1. Determine Your Eligibility for SSDI
Before starting your claim, make sure you meet the basic SSDI requirements:
- Work Credits: You must have worked long enough and recently enough under Social Security to qualify. Most people need about 40 work credits, with 20 earned in the last 10 years.
- Disability Standard: Your condition must be expected to last at least 12 months or result in death.
- Inability to Work: You must be unable to engage in substantial gainful activity (SGA).
2. Gather the Required Documents
Having the right documentation ready can speed up the process. You will need:
- Social Security number and proof of age.
- Work history, including employer names and dates.
- Detailed medical records from doctors, hospitals, and clinics.
- A list of medications and treatments.
- Proof of income and tax records.
3. File Your SSDI Application
There are several ways to start your claim in Connecticut:
- Online: Apply through the Social Security Administration’s website.
- By Phone: Call the SSA at 1-800-772-1213.
- In Person: Visit your local Connecticut Social Security office. Offices are located in cities like Hartford, Bridgeport, New Haven, and Waterbury.
4. Understand the Review Process
After filing your application:
- The SSA reviews your non-medical eligibility (work history and earnings).
- Your case is then sent to Disability Determination Services (DDS) in Connecticut, where medical evidence is reviewed.
- A decision usually takes three to five months, but it can take longer if more information is needed.
5. Be Prepared for Possible Denial
It’s important to know that many first-time SSDI applications are denied. If this happens, you can:
- Request reconsideration within 60 days.
- Appeal further by requesting a hearing before an Administrative Law Judge (ALJ) if reconsideration is denied.
Having a lawyer greatly increases your chances of success during these appeal stages.
How Hogan Smith Can Help
At Hogan Smith, we guide Connecticut residents through the SSDI claim process from start to finish. We can:
- Evaluate your eligibility and help you prepare a strong initial application.
- Ensure all medical evidence is submitted correctly to avoid delays.
- File appeals promptly if your claim is denied.
- Represent you at hearings to present your case effectively before a judge.
Contact Hogan Smith Today
If you’re asking, “How do I start an SSDI claim in Connecticut?”, the first step is to take action today. The sooner you begin, the sooner you may receive the benefits you need. Call Hogan Smith for a free consultation. We’ll walk you through the process, explain your options, and fight to get you the SSDI benefits you deserve.
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